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Medical Bills are a Financial Burden for More Than One in Four U.S. Families Medical bills are often large, unexpected expenses that can send individuals as well as their families into debt. Access to health insurance, which may differ among family members, is one way for families to offset the financial risk of medical bills. In a study released on......

A personality survey reaffirms the differences between the British and the Americans, facts that marketers can exploit when creating their campaigns. UK consumers are more pessimistic about the future and have taken the recession more to heart than those in the US, according to exclusive research revealed in Marketing Week. The report by VisualDNA, which collects data from personality quizzes......

Consumer Debt in Canada Grows to More Than $1.4 Trillion The 2013 fourth-quarter increase occurred at the same time the national loan delinquency rate reached a record low. Consumer debt in Canada reached more than $1.4 trillion in the fourth quarter of 2013, in part due to increases in the installment loan and credit card sectors, according to Equifax Canada’s......

TCPA Class Action Dismissed Because Consumer Gave Prior Express Consent Federal judge found single text message not actionable and dismissed the case because the consumer provided her express consent to be contacted on her cellphone number when she gave the number as contact information while making a flight reservation. In a Jan. 28, 2014, decision, the U.S. District Court for......

Lender Tracking of Customers’ Social Media Use Raises Concerns Consumer regulators are reviewing the practice of basing loan decisions, in part, on use of sites such as Facebook and Twitter. Lending companies are increasingly using social media sites for information about borrowers’ credit eligibility and their identity, a practice that is concerning for consumer groups and regulators, TheWall Street Journal recently reported.......